Terms of Service

1. Agreement to Terms

By downloading, installing, or using the MoneyMap mobile application ("Service"), you agree to be bound by these Terms of Service ("Terms"). If you disagree with any part of these terms, then you may not access the Service.

2. Description of Service

MoneyMap is a personal finance management application that allows you to track your financial accounts, transactions, and budgets. The app operates with a privacy-first approach, storing all data locally on your device.

3. User Accounts and Data

Local Data Storage: MoneyMap stores all your financial data locally on your device. We do not have access to your personal financial information, account details, or transaction data.

Account Registration: The app may require you to create an account for certain features. You are responsible for safeguarding the password and all activities under your account.

Data Backup: You are solely responsible for backing up your data. We recommend regularly exporting your data to prevent loss.

4. Acceptable Use

You agree not to:

• Use the Service for any unlawful purpose or to solicit unlawful activity
• Attempt to reverse engineer, decompile, or disassemble any portion of the Service
• Use the Service to transmit viruses, malware, or other malicious code
• Interfere with or disrupt the Service or servers connected to the Service
• Attempt to gain unauthorized access to any portion of the Service

5. Privacy and Data Protection

Your privacy is paramount to us. MoneyMap is designed with a zero-access architecture, meaning:

• All financial data is stored locally on your device
• We cannot access your personal financial information
• No financial data is transmitted to our servers
• Your data remains under your complete control

For more details, please review our Privacy Policy.

6. App Store Terms

MoneyMap may be distributed through third-party platforms (such as the Apple App Store or Google Play Store). Your use of these platforms is subject to their respective terms of service.

7. Intellectual Property Rights

The Service and its original content, features, and functionality are owned by MoneyMap and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

8. Disclaimers

Financial Advice: MoneyMap is a tool for organizing and tracking your financial information. It does not provide financial advice, investment recommendations, or tax guidance.

Accuracy: While we strive for accuracy, MoneyMap is provided "as is" without warranties. You are responsible for verifying the accuracy of all financial calculations and data.

Third-Party Services: MoneyMap may integrate with third-party financial services. We are not responsible for the availability, accuracy, or reliability of these services.

9. Limitation of Liability

In no event shall MoneyMap, its directors, employees, partners, agents, suppliers, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of the Service.

10. Indemnification

You agree to defend, indemnify, and hold harmless MoneyMap and its licensee and licensors, and their employees, contractors, agents, officers and directors, from any claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including attorney's fees).

11. Termination

We may terminate or suspend your access immediately, without prior notice or liability, for any reason whatsoever, including breach of these Terms. Upon termination, your right to use the Service will cease immediately.

12. Governing Law

These Terms shall be interpreted and governed by the laws of the jurisdiction in which MoneyMap operates, without regard to conflict of law provisions.

13. Changes to Terms

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days advance notice. What constitutes a material change will be determined at our sole discretion.

14. Contact Information

If you have any questions about these Terms of Service, please contact us at:

Email: support@moneymap.cc